Since Onward's inception, it has and will always be about people. We believe that you are never too young or too old to have a financial plan. For many of us, a financial plan looks and feels different but we guarantee you that we all need one. That is why we take our time in discovering what your goals, plans, and financial situation looks like and where you want it to go. Each plan should be unique and customized for your goals!

There is not a magical formula. 

Financial success is not found by winning the lottery or betting against the odds. If this is you, great. But this is not the philosophy of Onward. We believe that your financial success is not attained through luck but rather through a strategic plan that is built around a network of professionals that have the clients interest first.

The first couple of meetings are centered around getting to know you and your financial goals. This is a great opportunity for us to get to know each other and align with what your expectations are. Once we have a complete understanding of your goals, we will then start outlining a plan together that is customized to you. Once we have done our due diligence, we then start getting you set up with the right plan.   

Financial success is not attained through luck but through a strategic plan.

It's about who you know.

NETWORK! NETWORK! NETWORK! was preached through business school and we have found this to be absolutely true in the professional world. Whether you are looking for Life Insurance, Estate Planning, Long-Term Care, Attorneys, CPA's, Business Strategies, Buying a car, Buying a home, or Applying for a mortgage, who you know is important! Through our network of professionals, we are able to find the best solution for our clients and not stress about the commissions. The more people you have on your team, the better opportunity you have for your success. 

This is why we just don't partner ourselves with professionals who can do the job, but professionals who align themselves with our values and put their clients first. It is not enough to just provide you a solution but you want to surround yourself with professionals that will help you through your financial journey.   

If you build it, they will come.

The pivotal part of that iconic movie Field of Dreams where the glorious voice of James Earl Jones steps out giving his moving speech, "But baseball has marked the time. This field, this game: it's a part of our past, Ray. It reminds of us of all that once was good and it could be again. Oh... people will come Ray. People will most definitely come."  If you remember, this is when Ray had the opportunity to sell his farm or take the chance of fulfilling his dream of building a baseball stadium. Stepping out into the unknown is often times scary and unknown but our belief stems from this simple idea that when we focus on our clients, the commissions will take care of themselves and thus is never the priority. This is a foreign concept in the finance industry, and many professionals might disagree, but at Onward we believe that clients are everything. A financial plan should not be centered around what pays out the biggest commission but what fits your plan. Our approach is different but we believe that our client-centered approach is not only the right plan for our clients but for us. 

If you are unsure if you can even afford a financial planner, give us a try and find out why we have built the stadium knowing that you will come.  

“People don’t plan to fail, they fail to plan”

Types of Planning

Individual and Family

Leaving a legacy for future generations is the hope and desire for many of us. We want to give our families the best opportunity to continue on when our time has come. This is why we have creative solutions for leaving a legacy to those that matter most.

  • Life Insurance
  • Retirement Planning
  • Taxes
  • Disability Insurance
  • Investment Strategies
  • Wills/Trusts/Power of Attorneys
  • Property Casualty Insurance
  • College Planning
  • Mortgage Planning

BUSINESS PLANNING

Comprehensive business planning is one of the most important resources that you can provide for your business, your employees, and for yourself. Having a proper succession plan, protecting your key-employees, or providing group benefits are a few of the important ways that you can help ensure that your business continues to run. Creating a comprehensive plan with Onward Financial gives you the proper tools that you need for continued success of your business. 

  • Buy/Sell
  • Key Person
  • Group Benefits (Life, Health and LTC)
  • Executive Benefits
  • BOLI
  • Section 79
  • Captive Insurance Companies
  • Group Benefits (Life, Health and LTC)
  • Premium Financed Insurance

estate planning

There are many myths that surround the idea of Estate Planning and many people think that Estate Planning is just for the 1%. This is absolutely NOT TRUE! Estate Planning is for EVERYONE. In case you missed that, ESTATE PLANNING IS FOR EVERYONE! Estate Planning is for all sorts of people with various incomes and net worth. A comprehensive plan with the right network of professionals can ensure you that your estate plan is built with your family, business, and charities in mind. 

  • Estate Tax Planning
  • Gifting
  • Domestic Partnerships
  • Legacy Planning
  • Premium Finance
  • Special Needs
  • ILIT
  • Charitable Trusts